Factors to consider when choosing a Structured Settlement Company.
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Making a choice on which company to handle the sale of your structured settlement can be stressful. We have put together four things to look for and our recommended companies so you can make the right decision. Make sure to research and consider below factors before thinking of selling your structured settlements:
- Purchase price of your structured settlement
When getting quotes from structured settlement companies, the lump sum you are offered can vary by a wide margin. The primary factor determining the purchase price is the duration of the agreement, the sooner your payments being received, the more you will be paid.
- Discount rate
Again, this price will vary from a company to another, make sure to compare and choose the best option. This rate is similar to interest rate a borrower pays for a standard loan. The lower this rate, the better for you as a consumer.
- The reputation of the company
Choose a company with a long history of active transactions. There are some companies, such as J.G. Wentworth, that are going through some difficult financial times, so they might be willing to offer you more to get your business, but that also carries significant risk on your part.
- Fees and charges
Depending on your agreement, sometimes costs and fees are paid when selling structured settlements. We give you the most money for your annuity or structured settlement with the best terms available.
Below are some of the most popular companies:
189 S. Orange Ave, Suite 1600
Orlando, FL 32801
Annuity.org educates people about annuities, and they are an established and trusted company based in Florida. However, they are not a good overall choice to sell your annuity or structured settlement.
201 King Of Prussia Rd. Suite 200
Radnor, PA 19087
Nationally recognized (because of their aggressive advertising) buyer of structured settlements. They are going through severe financial problems currently, and their stock price has taken a huge dive.